A Financial Success Online Course To Help You
Pay Off Bad Debt, Repair Your Credit,
Create Residual Income, and Grow Your Wealth

to Achieve Financial Independence

The 4 Pillars of Wealth Course

Fix Your Credit • Invest in Income-Producing Assets • Grow Your Wealth

A Financial Success Online Course To Help You
Pay Off Bad Debt, Repair Your Credit,
Create Residual Income, and Grow Your Wealth

to Achieve Financial Independence

The 4 Pillars of Wealth Course

Fix Your Credit • Invest in Income-Producing Assets • Grow Your Wealth

Are You Still Suffering From Bad Money Habits?

  • Trading long hours of your day, most days of the year, working for a job that has stripped you down from the time to live your life
  • Struggling to make ends meet, with no money left from your income to pay your bills, debt, and expenses
  • Have little to no savings, no assets, and no secure retirement plan

If so, this course will help you create a game plan
for financial independence and secure retirement

How to Earn Monthly Passive Income &
Build Wealth

Repair Your Credit & Attract Capital 

Improve your credit score and financing eligibility to attract the necessary capital to fund your investments

Select Cash Flowing Investments

Determine the investment vehicles that are the best fit for your objectives & that will pay you new streams of income and grow your wealth

​Increase Your Passive Income to a Level You Can Quit Your Job

Discover my proven process that will increase your passive income to a level you can quit your job (if you choose to)

Meet Your Guide

H.J. Chammas, CEO

Few people know how to help employees (and self employed) fix their finances and achieve financial independence like H.J. Chammas. As an award-winning best-selling author and CEO of Employee Millionaire, Chammas has helped over 30,000 individuals turn around their financial lives from accruing debt to finance their living expenses to having excess income and building generational wealth. In this course, he’ll help you become a seasoned real estate investor by following a clear blueprint. Chammas has invested and worked with students from all over the globe. Now, he’s ready to teach you.

Here’s how The 4 Pillars of Wealth changes lives...

OLD YOU...

  • Never enough cash for the lifestyle you desire
  • ​Life choices always restricted by income
  • ​Uncertain financial future - decisions not your own
  • ​Can’t invest because don’t have cash
  • ​Doing work that you have to do
  • ​Stuck with a salary that your boss decides
  • ​Zero job security: the next downturn could be the end of your job
  • ​Huge portion of your week spent at work
  • ​Not knowing how to create passive, increasing income

...NEW YOU

  • Plenty of excess cash - and it’s always growing
  • Income expands to meet the choices you make
  • Secure finances based on your plan for your future
  • Using employee status to start small then grow big
  • Doing work you want to do
  • Setting financial targets that you decide
  • Ultimate security: passive income exceeds your total expenses
  • Huge portion of your week doing what you want
  • Having a clear roadmap to ongoing passive wealth

Ordinary people in everyday jobs turn their financial, professional and personal lives around using proven methods of creating wealth

Subscribe to The Course Now and Get Immediate Access To...

Streaming Videos

Worksheets... to do the math for you!

Templates...
That you can fill in the blanks

Lifetime access to all future updates and upgrades

1-1 Strategy Session... with H.J. Chammas

Support... to address any inquiries or clarifications you may have

Here's what's inside:

  • ​Pillar #1 - Where Am I Now?... Understand your Financial KPIs and measure your credit worthiness using the tools in this course. This is an important step to improve your credit score and financing eligibility to attract the necessary capital to fund your investments.
  • Pillar #2 - Why Am I There?... Overcome your limiting beliefs that are making you stand in your own way to Financial Success. Develop a winning mindset and become a force to be reckoned with.​​
  • Pillar #3 - Where Do I Want To Be?... Follow a step by step guide to come up with your own financial objectives for financial security, financial comfort, and financial independence.
  • ​​​​Pillar #4 - How To Get There?... Create your rat race exit plan that's made according to your own current state of finances and your own objectives. You'll determine the investment vehicles that are the best fit for your objectives... and that will pay you new streams of income and grow your wealth.
  • ​​Bonus 1 - Templates & Worksheets... to put it all into practice for your own situation (VALUE $127).
  • ​Bonus 2 - Strategy Session... with a H.J. Chammas to answer all your questions and validate your plan (VALUE $350).
What People Are Saying About
The Four Pillars of Wealth Course
No fluff guide using sound investing principles.
The 4 Pillars of Wealth sets out clearly and concisely how to achieve financial freedom before leaving your day job.
HJ Chammas walks you through the four pillars you need in order to set yourself on the path to financial freedom. If you're looking for a guide to help you decide how to start down the path of financial freedom, then you should check out this program.
Chammas offers solid steps for passive income that are so reasonable they seem applicable to everyone who works as an employee at present and dreams of not having to.
An excellent primer on how to build income beyond earnings from a 9-5 job.

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